Insurance Costs on Bird

[tbird]

How much is the insurance on the Bird as compared to other cars you have owned? Is it high, reasonable (considering the value) etc.

T-Bird

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[jodrod]

I'm paying $4 more per 6 months than I did for my '00 Mustang GT convert with State Farm.

 

[Chief]

Didn't we do an insurance survey of sorts several months ago on the old board?

 

[whvt01]

Has any run into a company that will not
insure the Bird ???? The company I was with
before the vette would not touch Jags,
certain models of Mercedes or as they called
them speciality cars. Was going to
take the vette because was a long time
customer. Changed because got a better
rate elsewhere.

 

[FDCAPTAIN]

On the BON I posted that the Hartford Ins. Co. thru AARP, gave me a non official estimated quote for rate class 22 and because of the identical set-up to the Lincoln LS the rate would be $738/year.

After they got a rate table for the Neiman Marcus Birds, they charged me $1060 for a yearly rate. The vehicle is pleasure driving only, under 7,000 miles per year and I am the primary driver with no incidents or tickets for over 10 years.

I felt it was high and did some research and my overall policy is $400-600 lower than most comps for my area and three vehicles I insure. So I am still saving money, but I don't feel like it!

The major reason for the $400+ increase over the July quote was the clause for replacement of the vehicle "actual cash value" in the Denver area, and as we know most Birds are selling 10-20K over MSRP in the West.

------------------
'56 + '02 Birds

 

[yellowwing1]

Mine is $390 1/2 year Penna.
That seems reasonable to me, compared to my 95' Ford Ranger Splash @ $350 1/2 year.

 

[jodrod]

I received a mailing yesterday from Ford Motor Co. Insurance. They stated on the average that they are about $250 less than State Farm, whom I am with now.

Does anyone have any experience with Ford insurance?

 

[tr cruiser]

Joe, I believe what you received is Ford's endorsement for a Hartford Insurance policy [read the fine print]. I received a similar offer. I guess Hartford has been told the difference between a sports car and a personal luxury car. The quoted rate was lower than that given by my current carrier (AAA), but not low enough to make me switch.

 

[jodrod]

Correct, it was a Hartford policy.

 

[tbird]

Originally posted by jodrod:
I received a mailing yesterday from Ford Motor Co. Insurance. They stated on the average that they are about $250 less than State Farm, whom I am with now.

Does anyone have any experience with Ford insurance?

It is hard to beat State Farm which insures a majority of auto policies. Also, they will send refund checks at the end of the year which reduces your rate. I got the insurance thing from Ford too on a new car, and when I called, it was more expensive than State Farm. (not on a bird)


TBird

 

[ktEdsel]

I was pleasantly surprised to hear that my insurance company, Wawanesa Insurance, is only charging $849 for one year's coverage on my Thunderbird. That's very reasonable for Southern California. Of course the Thunderbird is listed as a 3rd car on my policy, and I'm getting a 50% comprehensive discount for Lojack

 

[TbirdTim]

I have State Farm with extremely good insurance coverage, low deductibles and numerous policies with them for many years. I am a 40-year-old male. My insurance is $113 per month for the TBird. (I'm paying less for the TBird than my 2001 BMW X5 that I sold to get the TBird, which was $125 per month)

 

[BornAgain]

Received my quote in today's mail from American International Group (AIG). $358 for 1/2 year. I'm dropping my current insurer (Allstate) because they wanted $580 for 1/2 year.

 

[NEWBIRD]

HAVE YOU GOT THE E ADDRESS OR PHONE # OG AIG. THANKS 02TBIRD

 

[bigmac011]

Recieved my quote from the Ford/Hartford Insurance. $ 250.00 higher than any other quotes. To insure all my cars they were over $2,000.00 higher than what I am paying now.

 

[BornAgain]

02TBird,

I sent you an e-mail. Did you get it?

 

[greenwr]

USAA at $390.00/6 month---two drivers, four cars, pleasure only low miles.

------------------
Bill's Red and White #4359

 

[02tbird]

BORNAGAIN I DID NOT GET YOUR E-MAIL. PLS SEND TO himesracing@********* THANKS 02TBIRD